Description

Borrowing of a microloan in the amount of up to 5 million rubles for a period of up to 3 years at an interest rate of 1/2 of the key rate of the Bank of Russia (% per annum).

Terms of loan

• recipients - SME and physical persons registered in the territory of the Chuvash Republic and applying special tax regime «Self-employment tax» («self-employed persons»);
• loan amount - up to 5 million rubles for legal entities and entrepreneurs and up to 500 thousand rubles for «self-employed persons»;
• loan term - up to 3 years;
• accrual of interest on the remaining debt;
• free of activation fee and possibility of early repayment;
• without collateral in case of loans up to 1 million rubles;
• collateral: vehicle, real property, equipment. Acquired property and property of third parties can be accepted as collateral;
• guarantee of the Guarantee Fund in case of shortage of collateral;
• penalty - dual key rate of the Bank of Russia (% per annum);
• application lead time - up to 8 days.

Service procedure

Sending the application form

A potential borrower fills out an application form for the provision of service and uploads the required list of documents.

Sending an invitation

Participants in the transaction - third parties are sent invitations by e-mail to visit the investment portal to upload documents.

Document check and taking a decision

Officers of Autonomous Non-Commercial Organisation Microcredit Company «Agency for the Support of Small and Medium-Sized Businesses» check the received documents

Application processing

Application is processed by the departments of Autonomous Non-Commercial Organisation Microcredit Company «Agency for the Support of Small and Medium-Sized Businesses». During the processing of the application, it may be necessary to provide additional documents. In this case, the officer enters information about the requested documents, the portal sends a notification to the transaction participant who is required to provide documents.

Taking a decision

The decision on the application is made within no more than 8 business days from the date of receipt of the full package of documents.

Processing of an application by Guarantee Fund

If the decision provides for the involvement of the Guarantee Fund as a guarantee, then Autonomous Non-Commercial Organisation Microcredit Company «Agency for the Support of Small and Medium-Sized Businesses» sends a package of documents to the fund. The Guarantee Fund makes a decision within no more than 2 business days.

Signing of documents

Autonomous Non-Commercial Organisation Microcredit Company «Agency for the Support of Small and Medium-Sized Businesses» prepares a package of loan documentation and, upon their readiness, invites the parties to the transaction for signing.

Contacts